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Similar to land line long distance prepaid calling cards, mobile phone “pay as you go” cards indicate a prepaid monetary amount for cell phone use. Unlike prepaid land line cards, mobile phone “pay as you go” cards represent a monetary value, not a specified amount of minutes. Prepayment is but one of the primary differences between “pay as you go” and standard mobile phone network plans. Mobile phone “pay as you go” is totally unlike other mobile service plans with no monthly fees or contracts and no credit card is required. There are normally no perks with “pay as you go” and the per minute rate charges are commonly much higher than those of a standard contract plan.

You must buy a phone compatible with “pay as you go” in order to use this type of plan. You can easily find a phone at a retailer nearby or online. The phone you buy is “network sensitive” and as such, you must buy a phone especially made for a specific network. In other words, if you wish to use the Virgin network, you must buy a Virgin “pay as you go” phone. “Pay as you go” phones are available in all styles and technologies from very simple to extremely complex. What ever sort of phone you require you will have no problem finding it in a “pay as you go” version. If you have a specific phone style in mind, comparison shopping online is most likely going to identify multiple online retailers able to fill your order with either standard or “pay as you go” styles.

One sample of a “pay as you go” plan is the O2 Network Pay and Go. For £185.70 you can purchase a Nokia 5800 XpressMusic Red Mobile Phone compatible with “pay as you go” service. This phone is very advanced with features such as Touchscreen, 3G, HSDPS (3.5G), GPS, MP3 Player, FM radio, Video Record, Wi-fi, 3 Megapixel camera and Bluetooth. The cost for use: calling costs 25p per minute, texting costs 10p, calls placed to O2 and UK are reduced to 5p after the first three minutes. When you go over £10 in a month you get 300 free texts, unlimited texting if you go over £30 a month and mobile web browsing costs £3 per MB.

This is a very typical example of what a “pay as you go” plan offers and how much the costs are for the user. The user would prepay an amount monthly to the O2 network service and be able to use the phone until that amount is gone, or in the event the whole amount is not depleted, roll that amount over to the next month. The costs listed above would be applied against the prepaid amount with each call.

“Pay as you go” is a powerful tool in a parents toolbox for controlling the expenses associated with their child’s cell phone chatting. By allowing the child a set amount of value each month, the child learns to budget their phone time wisely or risk the prepaid amount running out and the phone going dead. With this tool, parents have no surprises in the monthly phone bill for their child’s phone.